Northern Michigan's Local HR Outsourcing & Employee Benefits Partner
Your Northern Michigan HR Team, Right Up the Road
You don’t need a call center in another state to run payroll and benefits. Our team is based in Indian River, close to Gaylord and a short drive from Petoskey and Cheboygan, so when you call, you’re talking to someone who actually knows Northern Michigan business.
Small enough to know your name. Big enough to give you the employee benefits, payroll, and HR outsourcing capabilities of a national PEO.
The Cost of Doing HR & Payroll Yourself
15-20 Hours Per Week
Time spent on payroll processing, tax filing, benefits enrollment, and vendor management instead of growing your Indian River or Gaylord-area business.
15-25% Savings
Leave marketplace health plans behind. Group buying power through HR outsourcing means real savings on employee benefits.
$2,100 Average Penalty
The IRS penalty for payroll tax errors. And 40% of small businesses get hit with one every year.
You're working harder and paying more than you should. There's a better way, and it's local to Northern Michigan.
Payroll + Employee Benefits, Built for Northern Michigan Employers
PAYROLL
Accurate Payroll Every Time
No more scrambling on payday. We process payroll for your Indian River, Gaylord, or Petoskey team with guaranteed accuracy: direct deposit, pay cards, or checks.
Complete Tax Management
Federal, state, and local tax calculations, withholding, filing, and payments. Michigan unemployment insurance. Quarterly reports. W-2s and 1099s, all handled under our tax ID.
Multi-State Made Simple
Team members outside Northern Michigan? We manage payroll taxes and compliance across all 50 states.
You're Covered
$0 payroll errors guarantee. If we make a mistake, we pay the penalties. Not you.
EMPLOYEE BENEFITS
Health Insurance That Doesn't Break the Bank
Access group health plan rates 15-25% lower than what Northern Michigan small businesses typically pay on their own. Medical, dental, and vision.
401(k) Retirement Plans
Help your Indian River or Gaylord team save for retirement while reducing your taxable income. Full administration included.
Additional Benefits to Compete for Talent in a Tight Northern Michigan Labor Market
- Life insurance and disability coverage
- HSA and FSA accounts
- Employee Assistance Programs (EAP)
- Voluntary benefits (pet insurance, legal services, ID theft protection)
- Commuter and employee discount programs
Benefits Administration, Fully Handled
Enrollment, changes, terminations, COBRA, ACA compliance, plus a dedicated benefits specialist for your employees' questions.
Real Savings for Northern Michigan Businesses
| Example | Before | After | Annual Savings |
|---|---|---|---|
|
Indian River Manufacturing Co. – 20 Employees |
$4,600/employee for health insurance = $92,000/year |
Group rate of $3,100/employee = $62,000/year |
$30,000 on health insurance alone |
|
Gaylord Professional Services Firm – 12 Employees |
Office manager at $52,000 + benefits, spending 18 hrs/week on payroll & benefits |
HR outsourcing at $425/employee/month = $61,200/year |
$18,000/year + manager freed up for revenue-generating work |
|
Petoskey Construction Co. – 30 Employees |
Payroll error penalties, overpaid workers’ comp estimates |
$0 errors, pay-as-you-go workers’ comp on actual wages |
$12,000-$20,000 in avoided penalties and improved cash flow |
HR Outsourcing Solutions for Indian River, Gaylord, Petoskey & Northern Michigan Businesses
Local to Indian River. Trusted Across Northern Michigan.
Whether you’re headquartered in Indian River, growing in Gaylord, or hiring across Petoskey and Cheboygan, we deliver payroll and employee benefits outsourcing for businesses with 5-500 employees, without the 800-number runaround of a national provider.
Industries we serve across Northern Michigan: Manufacturing, Construction, Professional Services, Healthcare, Tourism & Hospitality, Retail, Distribution & Logistics, Automotive Suppliers, Skilled Trades
Straightforward Pricing for Northern Michigan Employers
No hidden fees. No surprises.
Base Administration Fee: $65-$85 per employee per month. Covers payroll processing, tax filing, compliance support, and a dedicated support team.
Benefits: Costs vary based on employee elections. Health insurance, retirement, and supplemental benefits are billed separately at group rates.
What You Won't See:
- Per-payroll-run charges
- Hidden administrative markups
- Rates that climb when you give raises
- Outsourced offshore teams
Average Total Investment:
Most Indian River and Northern Michigan businesses pay $275-$475 per employee per month for complete payroll, benefits, and HR outsourcing, and save more than that on reduced insurance costs and avoided penalties.
Better Benefits = Better Retention for Your Northern Michigan Team
Give your employees benefits they actually want, administered by people they can actually reach.
Big Company Benefits
Health plans comparable to what Fortune 500 companies offer
Retirement Savings
401(k) with employer matching options
Easy Access
Mobile app for pay stubs, benefits, and time off, 24/7
Real Support
A dedicated Indian River-based benefits specialist, not a call queue
Additional Perks
Discount programs, financial wellness tools, voluntary benefits
Result:
Happier employees who stay. Northern Michigan businesses using HR outsourcing see 10-14% lower turnover.
Common Questions From Northern Michigan Employers
Most Indian River and Northern Michigan businesses pay $275-$475 per employee per month for complete payroll, tax filing, and group employee benefits access. A business with 12-15 employees typically saves $20,000-$40,000 annually.
We review your existing coverage and show you comparable or better group-rate options. Open enrollment is coordinated so there’s no coverage gap.
Yes. Many Indian River and Gaylord clients keep their existing broker relationships.
No problem. We handle multi-state payroll, tax compliance, and benefits coordination across all 50 states.
No. You keep full control over hiring, firing, and daily operations. We handle the payroll and benefits paperwork.